Terms & Conditions

By accessing or using this website, submitting information, requesting insurance assistance, or communicating with Joyner Insurance Solution (“JIS”), you agree to these Terms & Conditions and applicable policies.

Frequently asked questions

Joyner Insurance Solution is an independent licensed insurance consulting firm focused on helping individuals, families, and businesses navigate health, life, dental, disability, and supplemental insurance options with clarity, professionalism, and personalized guidance.

Insurance services disclaimer

Joyner Insurance Solution is an independent licensed insurance consulting firm that assists with plan comparison, enrollment support, and insurance-related guidance. We are not an insurance carrier.

No government affiliation

JIS is not owned, operated, or endorsed by the federal government, HealthCare.gov, CMS, Medicare, Medicaid, or any state Marketplace.

Coverage & pricing

Plan availability, pricing, subsidies, benefits, and eligibility vary by carrier, state, underwriting guidelines, and application approval. Estimates shown are not guaranteed.

Communication consent

By submitting forms or requesting information through this website, you consent to receive phone calls, emails, and SMS/text communications related to your inquiry. Message & data rates may apply. Reply STOP to opt out.

Third-party platforms

This website may use third-party enrollment systems, scheduling tools, analytics providers, or insurance platforms to assist with customer services and website functionality.

Limitation of liability

All website content is provided for informational purposes only and should not be considered legal, tax, or medical advice. JIS is not responsible for carrier decisions, underwriting outcomes, or Marketplace determinations.